Car Loans


If you're after a car, bike, van or ute and want to borrow $10,000 or more, then a UDC car loan could be for you.

Benefits of a UDC car loan:

  • Competitive interest rates from 8.20% p.a. to 10.20% p.a.
  • Up to 100% finance for new and used cars
  • Same day approvals available for applications made during business hours, Monday to Friday
  • Simple online application process
  • Flexible loan terms from 1 to 5 years

We have a range of interest rates and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile. Find out more about our rates and fees.


Applying is easy!

Just complete the online application form or call one of our dedicated car loan experts

Apply Online Now> Enquire Now>

For new car loan enquiries 0800 322 888 For existing car loan enquiries 0800 500 832

Car Loan Repayment Calculator

Enter the amount you would like to borrow below.


Apply Online Now>

or, call us on 0800 322 888

This information is provided for illustration purposes only and the results are based on the accuracy of information provided. Any calculations made by this calculator are intended to be used as a guide only. It does not constitute an offer of finance from UDC. As this is only a guide, it is suggested that you contact a UDC Representative on 0800 322 888 to obtain a more accurate quote. Your application is subject to UDC's credit approval process and lending criteria. Additional fees and charges may apply. UDC will not store the information provided in this calculator. UDC does not accept any responsibility for any loss, costs, or liability directly or indirectly incurred by persons who rely on any amount calculated by this calculator.