About Us

UDC Finance has grown alongside the businesses that have built our country’s economy like transport, forestry, agriculture and manufacturing, and we’re proud to be New Zealand’s finance company.

Over 85 years of experience

For over 85 years, we have helped New Zealand businesses to grow and entrepreneurs to see their ideas become reality. We are one of the largest finance companies operating in the New Zealand market.

UDC began life in 1937 as Financial Services Limited. The idea behind the new company was simple: to provide industrial finance to New Zealand businesses.

In 1951, Financial Services Limited was bought out by the London-based United Dominions Trust, and renamed United Dominions Corporation in 1954.

From 1980 to 2020 UDC Finance was a wholly owned subsidiary of ANZ Bank New Zealand Limited.  

In 2020 UDC Finance was bought by The SBI Shinsei Bank Group, a diversified financial group that operates asset financing as well as vehicle and consumer lending businesses in Japan and offshore. This marked the beginning of an exciting new chapter for UDC Finance, as New Zealand’s largest non-bank lending institution. 

New Zealand-only finance

We remain focused on our core business and take great pride in helping New Zealanders grow by providing them with the funds they need for vehicles, plant, equipment and machinery.

Spreading the risk

Our main expertise is in providing asset-based finance to New Zealand businesses for purchasing plant, vehicles and equipment, helping them to grow and prosper. We do not rely on land or buildings as security, and we steer well clear of speculative property developments.

Find out more about our asset finance products. We also make competitive car loans available to Kiwis through Accredited Dealers.

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Are you an existing customer?

Existing customers can quickly and easily complete an application through myUDC.